It was a long, hard slog this year for financial reform-- both for the federal agencies tasked with carrying out Wall Street reform and the politicians fighting over its future. Industry lobbyists swamped regulators in an effort to shape the new regulations, while Republicans tried to use the confirmation process and the budget to rein in Dodd-Frank. At the same time, outside events, both in the United States and Europe, added a new sense of urgency to the financial overhaul.
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