More than three years after the U.S. financial system went into free fall, the Dodd-Frank Act, Congress’s primary effort to prevent a repeat episode, has become something of a bete noire. Executives at big banks say the law will bog them down in costly regulations. Republicans want to repeal it. Presidential hopeful Newt Gingrich even suggests jailing its authors, Representative Barney Frank and former Senator Chris Dodd.
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